0845 643 4282

lifeandlegal

Changes to Vehicle Tax

Welcome to our regular Employee Newsletter.

Did you know that from 1st October 2014 the paper tax disc will no longer need to be displayed in a vehicle.

In a recent survey carried out by the RAC and involving 2,000 drivers, 36% said they were not aware of the scrapping of the paper tax disc, whilst 47% said they didn’t know when the changes were due to take effect.

The current method of displaying something in the vehicle itself is now seen as outdated, with the police and other official agencies being able to log on to the DVLA’s electronic system to check if tax is paid and up to date
on a vehicle.

With all of that in mind, we thought it might be useful to tell you about these new changes, which at one time or another will affect most of us.

From 1st October 2014 it will no longer be necessary to display a tax disc in the windscreen of your vehicle. The tax will still be payable though and the DVLA will send out a reminder when any current vehicle tax is due to expire.

From 1st November 2014 it will be possible to pay by monthly direct debit for vehicle tax.

Selling a Vehicle

If you sell your vehicle to the motor trade you should immediately tell the DVLA who will automatically issue you with a refund for any full months tax remaining. Currently you have to make a written application for any refund.

You should also tell the DVLA if your vehicle is scrapped or taken off the road or exported so that they can refund you any tax owing.

Buying a Used Vehicle

If you buy a used vehicle after 1st October 2014, you will need to tax it yourself, rather than relying on receiving the benefit of any tax already paid by the seller and you won’t be able to drive the vehicle until that tax has been paid. This can be done easily and quickly by completing the “New keeper “section of the log book or vehicle registration certificate. Again, you can also do it on line, over the phone or at the post office.

If ever you want to check to see if vehicle tax has been paid on any vehicle, you can now do so easily on line by visiting www.gov.uk and typing in the vehicle registration number and vehicle make.

We hope you have found this article useful and if you would like to know more about this or anything else, just get in touch by calling us on 0845 6434282 or emailing info@lifeandlegal.com.

By |September 25th, 2014|Tax, Travel|Comments Off on Changes to Vehicle Tax

Travel Club

Welcome to this month’s Members newsletter.

We’ve all had a brief taste of summer over the last few weeks with most of us enjoying some fine sunshine and blue skies.

Just in case this has started you thinking about your summer holiday, we wanted to remind you about your Life & Legal Travel Club. You can access it easily by logging on to your members’ area.

Travel Club is designed to bring you:‐

  • Fresh ideas on destinations
  • Discounts and savings
  • Added extras such as discounted family travel insurance
  • Simple and easy to access ready made breaks for you and your family
  • Friendly and professional staff – there to advise and guide you when making a booking.

We have two travel clubs for you to choose from, so there’s lots of choice and price comparisons for you.

There is a specific FREE phone number to call if you need to talk to someone about your holiday or you need more help in finding exactly what you want.

We hope you will enjoy browsing through all the holidays and mini breaks on offer!

If you need to get in touch with someone at Life & Legal about any aspect of your Safe Hands benefit scheme, You can do this by calling us on 0845 6434282 or emailing info@lifeandlegal.com.

By |May 18th, 2014|Travel|Comments Off on Travel Club

Care in your community

Do you know about the new Care in your community section on your dedicated Members area of our web site?

We get a lot of calls and emails from employees wanting advice & support on issues relating to the care of more vulnerable family members such as young children, the elderly and disabled people.

It’s surprising just how many people have responsibility for family members who fall in to these categories whilst at the same time, holding down a full or part time job themselves.  That’s why we have put together this new service for you.

According to a recent study carried out by Carers UK, just over 6.5 million people in the UK are caring for a vulnerable family member or friend.

The information in the Care in your community section of the web site has a focus on everyday issues and problems that our members tell us they are concerned about and its there for you and your family to access at any time.

All you have to do is go to lifeandlegal.com and click members’ area. From there you will be asked for your login and password (this is detailed in your employee scheme booklet). Then just click Care in your community. In this section of the members’ area, you can expect to see information on issues such as:

  • The type of benefits available for carers and those they are looking after.
  • Maternity and paternity rights and up to date information on benefit and pay entitlement during these periods.
  • Details of local support groups and charities with links to their web sites for more detailed information.
  • “Best of” guides for those who are looking for local care homes for elderly relatives or nurseries for young children.
  • How to fund a care home facility and decide between a privately run one and an NHS facility.
  • How to enter in to a power of attorney for someone who can no longer manage their own affairs.
  • Helping a disabled or elderly member of your family to deal with and manage their own money and banking.

We hope that you will find this part of your members’ area useful and informative. If you can’t find the answer to what you are looking for or you would like us to send you some written resources or booklets on any caring for a vulnerable family member or friend, we’d be happy to do that for you. We can also put you in touch directly with specialist organisations in your own area that can help you.

Remember, we are only a phone call away and our job is to help you and your family to deal with issues which are of concern or worry to you. You can call us on 0845 6434282 or email us on info@lifeandlegal.com.

By |March 25th, 2014|Community|Comments Off on Care in your community

Employee Ownership

Notwithstanding an overwhelmingly negative response to its consultation, the Government has announced that it intends to press ahead with plans to introduce “employee shareholders”.

The basic premise of the scheme is that employers issue fully paid up shares to employees with a real, minimum value of at least £2000. In return, the employee forfeits the right to certain employment rights, in particular the right to claim unfair dismissal.

The Government has said that they do not intend to issue further regulations pertaining to the scheme, as they are concerned that this would negatively impact on existing share schemes and the flexibility of employers
and potential employee owners to negotiate arrangements. They have, however, promised further clear guidance regarding the status for both companies and individuals.

Whilst the scheme is expressed to be voluntary, the Government has made it clear that jobseekers refusing to accept a job offered on this basis will lose their entitlement to benefits, so the scheme may only be voluntary on a take it or leave it basis.

How helpful this scheme will be to employers remains doubtful. Employees will retain the right to bring certain claims such as discrimination, and it is widely assumed that such claims will rise if the right to claim unfair dismissal is removed.

Further, the Government has stipulated that any dispute over the value of the shares will be dealt with by the employment tribunals, a body which has no experience in the valuation of shares.

Quite what the value of the scheme to employers will be is unclear. Whilst share ownership may engender a stronger sense of loyalty, there are already such share schemes in existence. It is unlikely the overall number of
claims may fall and the unlucky employer may find themselves embroiled in a lengthy and complex share valuation dispute.

If you have any questions which relate to any aspect of employment law, please just e mail us at info@lifeandlegal.com or call us on 0845 6434282.

We would be delighted to answer your questions or put you in touch with our own Employment law specialists.

By |January 15th, 2013|Employment|Comments Off on Employee Ownership

Be Careful What You Say

In Publicis Consultants v O’Farrell, an employee entitled to three months’ notice was dismissed with 4 days payment.

The dismissal letter did not state that she would receive her notice but stated that she would receive an ex gratia payment equivalent to three months’ salary.

She brought a breach of contract claim for her 3 months’ notice period.

The employer argued that the ex gratia payment was actually made in respect of the notice period. The Tribunal and EAT disagreed. They found that the payment was an ex gratia payment and that the employer was in breach of contract. Even if there had been any ambiguity, as it had been the employer who had drafted the letter, the interpretation of the letter would still have been in the employee’s favour.

When dismissing employees therefore with notice pay, be careful to make it clear what the payment refers to!

If you have any questions which relate to any aspect of employment law, please just e mail us at info@lifeandlegal.com or call us on 0845 6434282.

We would be delighted to answer your questions or put you in touch with our own Employment law specialists.

By |August 11th, 2011|Employment|Comments Off on Be Careful What You Say

The Bribery Act 2010

The Bribery Act 2010 comes into force today. The Act creates several new offences carrying a maximum penalty of ten years’ imprisonment or an unlimited fine for which employees, directors and commercial organisations can be liable.
The Government stated that is does not intent that genuine hospitality or similar business expenditure that is reasonable and proportionate be caught by the Act.

By |July 11th, 2011|Employment|Comments Off on The Bribery Act 2010
Member Log in

Secure Log in